Prologue Centuries ago, India was the golden land on the earth. The civilisations flourished as we were blessed with nature on the land, valuable resources beneath, and the weather above. We were ahead of the world. However, the greed to conquer land and rule a larger landscape led India to…

Prologue Before you point it out, yes, there’s an oxymoron in the title – how can a loan be an investment? However, this is the twenty-first century – the mindset of loans and borrowings being a burden or a negative aspect of finance, is an old school theory. Modern economics…

Prologue Buying a car is one of the most cherished desires of most people. In India, it is almost a life event – family, neighbours, colleagues, relatives, etc. everyone is excited. If it is your first car, it is an unmatched feeling of upgrading your life to the pro version!…

Prologue A man in Kerala was recently arrested by the Customs for smuggling gold in a rather novel way – he had ‘painted’ gold worth INR 14 lakhs in the inner layers of the jeans that he was wearing, in a paste form. That speaks for Gold and its royal…

Prologue Money – a medium of the transaction to exchange goods and services, that’s how our textbooks define it. We are often preached how human life is all about happiness, sorrow, excitement, love, success and other human emotions which are beyond the materialistic things in the world that money can’t…

Prologue Businesses are often stuck between debtors who won’t pay on time and creditors who won’t wait. In between, a businessperson often ends up offering higher discounts to their debtors for early clearing of receivables or buying at higher prices from its creditors who may offer a longer credit period…

Prologue Olympics – once in every four years, athletes and teams from around the world compete against each other – a global event in a true spirit. Ever since the first modern games in 1896, the Olympics have evolved dramatically. The sports have become competitive and it’s a pride to…

“It’s not raining money”, a phrase that I have heard my parents say several times in my childhood whenever I went out of bounds to buy something expensive. I teach the same to my kids today! The implied meaning is simple – we work day in and day out to…

Prologue “India missed one bus with the Industrial Revolution – a certain boost in muscle power and we were not able to catch up for 300 years. Maybe, we didn’t jump on the second bus on time and that is – the electronic revolution or the computer revolution. And now…

Why are Cryptocurrencies volatile? Bitcoin, the most popular cryptocurrency, is not yet recognized as legal currency by any government. However, any person can buy, hold or sell and even trade cryptocurrencies, subject to rules and regulations in their countries. Buying cryptocurrencies is similar to buying stocks – Investors can purchase…